Last Updated: September 7, 2025

This Financial and Regulatory Disclaimer explains the nature, scope and limitations of the financial, regulatory and company-related information published on Finauthority.org.

Finauthority is an independent financial company directory, research and review platform. We analyze financial brands, regulatory claims, licensing information, official warnings, corporate information, user experiences and other relevant information to help users conduct more informed research.

The information available through Finauthority is provided for general informational, research and educational purposes only.

Nothing on Finauthority should be interpreted as a substitute for official regulatory information, independent due diligence or advice from an appropriately qualified professional.

1. About Finauthority

Finauthority is operated by:

Legal entity: FinAuthority

Registered office: Národní 135/14, Prague, Hlavní mesto Praha 110 00, Czech Republic

Country of registration: Czech Republic

Website: Finauthority.org

General enquiries: kancelar@finauthority.org

Privacy enquiries: privacy@finauthority.org

Legal enquiries: legal@finauthority.org

Company Review & Verification: check@finauthority.org

Finauthority operates from the Czech Republic but researches financial companies and services internationally.

2. Finauthority Is Not a Financial Regulator

Finauthority is not a financial regulator, supervisory authority or government body.

We do not have authority to:

• grant financial licenses;
• issue regulatory permissions;
• approve financial companies;
• revoke licenses;
• impose regulatory sanctions;
• conduct official enforcement proceedings;
• certify financial products;
• guarantee customer funds;
• determine criminal liability; or
• make legally binding findings concerning a financial company.

Only the relevant competent authorities can make official regulatory determinations within their jurisdiction.

Any regulatory assessment published by Finauthority represents our independent research based on information reasonably available at the time of review.

3. No Government Affiliation

Finauthority is independent from national governments, ministries, central banks, financial regulators and supervisory authorities.

References to regulators or authorities such as financial supervisory agencies, securities commissions, central banks or other public institutions are made for identification, research and informational purposes.

The appearance of:

• an authority’s name;
• logo;
• warning;
• register information;
• regulatory document; or
• other public information

does not imply that the authority sponsors, endorses, approves or operates Finauthority.

4. No Financial Advice

Information published by Finauthority does not constitute financial advice.

Nothing on the Platform should be interpreted as personalized advice concerning:

• investments;
• trading;
• financial products;
• banking;
• cryptocurrency;
• payments;
• lending;
• insurance;
• wealth management;
• retirement planning;
• financial planning; or
• any other financial decision.

Finauthority does not assess your individual financial circumstances, objectives, experience, risk tolerance or ability to bear financial losses.

You remain responsible for your own financial decisions.

5. No Investment Advice or Recommendation

Nothing published by Finauthority constitutes:

• investment advice;
• an investment recommendation;
• a recommendation to buy;
• a recommendation to sell;
• a recommendation to hold;
• a recommendation to deposit funds;
• a recommendation to open an account;
• a recommendation to use a particular financial company; or
• a solicitation to enter into a financial transaction.

A positive company assessment does not mean that a particular investment or service is suitable for you.

A negative assessment does not automatically establish that a company is acting unlawfully.

6. No Legal or Tax Advice

Finauthority does not provide individualized legal or tax advice.

Information concerning:

• licenses;
• regulations;
• company registrations;
• regulatory warnings;
• legal entities;
• jurisdictions;
• tax matters;
• contractual documents; or
• legal rights

is provided for general informational and research purposes.

Legal and regulatory requirements can differ substantially between jurisdictions and may change over time.

Where a matter may have legal, tax or regulatory consequences for you, you should consult an appropriately qualified professional or the relevant authority.

7. Our Regulatory Research

A core function of Finauthority is researching claims made by financial companies about their regulatory status.

Depending on the company being reviewed, our research may include examination of:

• official financial regulator registers;
• government databases;
• corporate registers;
• licensing records;
• authorization records;
• regulatory warning lists;
• enforcement notices;
• legal entities;
• registered and trading names;
• company websites;
• website domains;
• terms and conditions;
• client agreements;
• privacy policies;
• risk disclosures;
• official company publications;
• archived website information;
• ownership information;
• company responses;
• user evidence; and
• other relevant and reasonably reliable sources.

We generally give greater evidentiary weight to authoritative primary sources than to unsupported promotional claims.

8. Always Verify With the Official Regulator

Finauthority strongly encourages users to independently verify important regulatory information through the relevant official regulator before depositing money, investing or entering into a financial relationship.

Where available, users should verify matters such as:

• the exact legal entity;
• the license number;
• authorization status;
• current license status;
• permitted financial services;
• approved trading names;
• authorized website domains;
• registered addresses;
• relevant branches;
• applicable jurisdictions;
• restrictions;
• suspensions; and
• official warnings.

A company name alone may not be sufficient to confirm regulatory authorization.

9. Regulatory Status May Change

Financial regulation is dynamic.

A company may, after Finauthority’s latest review:

• obtain a license;
• lose a license;
• surrender authorization;
• have authorization suspended;
• become subject to restrictions;
• change legal entity;
• change ownership;
• change registered address;
• change trading name;
• change website domain;
• enter a new jurisdiction;
• stop providing certain services;
• become subject to an enforcement action; or
• become the subject of a regulatory warning.

For this reason, regulatory information published by Finauthority should not be treated as permanently current.

Where available, users should consider the Last Regulatory Check or Last Reviewed date displayed on a profile.

10. Meaning of “Regulated”

Where Finauthority describes a company as Regulated, this generally means that our research identified a relevant authorization, license or regulatory status associated with the company or legal entity for the relevant activity.

The exact meaning may depend on:

• the jurisdiction;
• regulator;
• legal entity;
• financial activity;
• license category;
• authorization scope; and
• services being evaluated.

A regulated status does not mean that Finauthority guarantees:

• the company’s financial health;
• the company’s honesty;
• future regulatory compliance;
• quality of service;
• protection from investment loss;
• successful withdrawals;
• security of funds;
• suitability of products; or
• the absence of complaints.

Regulation reduces certain categories of risk but does not eliminate financial or operational risk.

11. Registration Is Not Necessarily Regulation

A company may be legally incorporated or registered without being licensed to provide regulated financial services.

Accordingly, Finauthority distinguishes where possible between:

• company incorporation;
• business registration;
• regulatory registration;
• licensing;
• authorization; and
• supervision.

The existence of a company in a corporate registry does not automatically establish that it is authorized to conduct every financial activity advertised on its website.

Similarly, possession of a tax number, company number or certificate of incorporation does not necessarily constitute a financial-services license.

12. Meaning of “Licensed”

Where Finauthority uses the term Licensed, it means that we have identified licensing information relevant to the company or activity being discussed.

However, users must consider the actual scope of that license.

A license may apply only to:

• a specific legal entity;
• a specific jurisdiction;
• certain products;
• particular customer categories;
• specific financial services; or
• a particular branch or website.

The existence of a license somewhere within a corporate group does not automatically mean that every related brand, entity, website or service operates under that license.

13. Scope of Authorization Matters

Financial authorization is not always universal.

A company may be authorized to provide one type of financial service but not another.

For example, an entity may be authorized for certain activities while lacking authorization for other services promoted under the same or a related brand.

Our analysis therefore may consider not only whether a license exists, but also whether its apparent scope corresponds to the services offered.

Users should independently confirm the scope of authorization through the relevant regulator.

14. Meaning of “Unregulated”

Where Finauthority describes a company or service as Unregulated, this does not automatically mean that the company is fraudulent or operating illegally.

Depending on the context, the term may mean that:

• no relevant financial authorization was identified;
• the service may not require a particular license in the relevant jurisdiction;
• the company’s activities fall outside a specific regulatory regime;
• the identified legal entity is not supervised by the regulator relevant to the service;
• regulatory information could not be confirmed; or
• the service is offered from a jurisdiction with a different regulatory framework.

Users should nevertheless understand that dealing with an unregulated financial service may provide fewer regulatory protections or avenues of redress than dealing with an appropriately regulated provider.

15. Meaning of “License Not Verified”

Where a company is described as License Not Verified, this generally means that Finauthority has identified a regulatory or licensing claim but has not been able to independently confirm that claim to our satisfaction.

Possible reasons include:

• no matching record was identified;
• the supplied license number does not match;
• the legal entity differs from the licensed entity;
• the website domain cannot be connected to the authorized entity;
• available register information is incomplete;
• the regulator’s database is temporarily unavailable;
• the claim is ambiguous; or
• additional documentation is required.

License Not Verified does not automatically mean that the claim is false.

It means that users should exercise additional caution and verify the claim directly with the relevant authority.

16. Regulatory Warnings

Finauthority may identify and report warnings issued by:

• financial regulators;
• securities authorities;
• central banks;
• consumer-protection authorities;
• government agencies;
• law-enforcement bodies; or
• other competent public authorities.

Where a profile displays Regulatory Warning, users should review the original warning carefully.

Warnings may relate to matters such as:

• unauthorized financial services;
• suspected clone firms;
• misleading regulatory claims;
• unauthorized solicitation;
• use of protected company identities;
• fraudulent websites;
• investment scams; or
• other regulatory concerns.

The scope and legal effect of each warning depend on the issuing authority and the wording of the original notice.

17. A Regulatory Warning Is Not a Criminal Conviction

A regulatory warning should not automatically be interpreted as a judicial determination of criminal guilt.

Regulators may issue warnings for different reasons and under different legal frameworks.

Finauthority seeks to distinguish between:

• regulatory warnings;
• enforcement actions;
• administrative decisions;
• civil proceedings;
• criminal allegations; and
• final judicial findings.

Where possible, our wording will reflect the nature of the underlying source.

18. Clone Firms and Impersonation

Financial fraud can involve websites or individuals impersonating legitimate regulated companies.

A fraudulent or unauthorized website may:

• use the name of a legitimate company;
• copy a license number;
• reproduce a regulator’s information;
• copy a company’s registered address;
• copy logos and branding;
• imitate employees; or
• falsely claim affiliation with a regulated entity.

For this reason, confirming that a company name or license number exists is not always sufficient.

Users should also verify details such as:

• official website domain;
• email addresses;
• telephone numbers;
• legal entity;
• regulator-listed contact information; and
• other identifying information.

Finauthority may flag suspected discrepancies, but users should confirm them through the relevant official authority.

19. Similar or Identical Company Names

Different legal entities may use similar names.

A financial brand may also operate under a trading name different from its registered legal entity.

Accordingly, Finauthority cannot assume that two entities are identical simply because they have similar names.

Our research may attempt to establish connections through:

• regulatory records;
• corporate registers;
• website disclosures;
• legal documentation;
• ownership data;
• addresses;
• domain information; and
• other relevant evidence.

Where the connection remains uncertain, we may state that it has not been independently verified.

20. Corporate Groups and Related Entities

A financial brand may be operated by several companies across different jurisdictions.

One group entity may be regulated while another is not.

Therefore, regulatory status should not automatically be transferred between:

• parent companies;
• subsidiaries;
• sister companies;
• affiliates;
• franchisees;
• trading names;
• websites; or
• related brands.

Finauthority seeks to identify the relevant legal entity wherever reasonably possible.

21. Offshore Companies and Jurisdictions

Finauthority may identify a company as operating from or being registered in an offshore or international financial jurisdiction.

The term Offshore is primarily descriptive and does not itself establish fraud or unlawful conduct.

Regulatory standards, investor protections, disclosure requirements, dispute mechanisms and enforcement capabilities differ between jurisdictions.

Users should understand which legal entity they are contracting with and which jurisdiction and regulator, if any, supervise that entity.

22. Cryptocurrency and Digital-Asset Companies

Regulation of cryptocurrency and digital-asset services differs significantly between countries and continues to evolve.

Terms such as:

• registered;
• authorized;
• licensed;
• regulated;
• virtual asset service provider;
• crypto-asset service provider; or
• digital-asset business

may have different legal meanings depending on the jurisdiction.

A registration relating to anti-money-laundering supervision, for example, should not automatically be interpreted as equivalent to comprehensive prudential or investment-services regulation.

Finauthority seeks to provide relevant context where reasonably possible.

23. Regulatory Permissions May Be Jurisdiction-Specific

Authorization in one country does not necessarily permit a company to provide the same services in every other country.

Cross-border permissions may depend on:

• local law;
• passporting arrangements;
• branch registrations;
• exemptions;
• recognition regimes;
• customer location;
• product type; and
• regulatory status.

Users should verify whether the relevant company is permitted to provide the specific service in the jurisdiction applicable to them.

24. Regulatory Information From Companies

Companies may submit information concerning:

• licenses;
• registration;
• regulators;
• authorization numbers;
• legal entities;
• addresses; and
• other regulatory matters.

Information supplied by the company may be displayed but should not automatically be regarded as independently verified.

Where appropriate, Finauthority may distinguish information using labels such as:

Provided by the Company

Verified by Finauthority

Verification Pending

Not Independently Verified

The presence of company-provided information does not require Finauthority to adopt the company’s interpretation of its regulatory position.

25. Claimed Profiles Are Not Regulatory Approval

A company may claim or manage certain portions of its Finauthority profile.

A Claimed Profile means that Finauthority has accepted that an individual or organization demonstrated sufficient authority to manage permitted profile information.

It does not mean that:

• the company is regulated;
• its license has been verified;
• Finauthority recommends the company;
• Finauthority guarantees its services;
• the company has passed every part of our research process; or
• the company is free from regulatory or consumer concerns.

Company-profile verification and regulatory verification are separate processes.

26. Finauthority Ratings

Finauthority may display ratings, scores, classifications, badges, risk indicators or other evaluation tools.

These may take into account factors described in our Research and Rating Methodology, such as:

• regulatory status;
• transparency;
• company information;
• licensing;
• official warnings;
• user feedback;
• verified evidence;
• complaint patterns;
• responsiveness;
• operational history; and
• other relevant criteria.

Ratings are informational assessments.

They are not guarantees or investment recommendations.

27. A High Rating Is Not a Guarantee

A high rating does not mean that:

• investment losses cannot occur;
• the company cannot fail;
• regulatory action will never occur;
• customer disputes cannot arise;
• withdrawals will always be processed;
• products are suitable for every user; or
• Finauthority guarantees the company.

Financial companies and markets can change materially after a review is published.

28. A Low Rating Is Not a Finding of Illegality

A low rating, warning indicator or negative assessment does not by itself establish that a company has committed fraud, a crime or another legal violation.

Our ratings may reflect concerns relating to matters such as:

• limited transparency;
• weak regulatory protection;
• unverifiable information;
• repeated complaints;
• inconsistent company disclosures;
• regulatory warnings; or
• other risk factors.

Where Finauthority reports allegations rather than established facts, we aim to identify them appropriately.

29. User Reviews Are Not Finauthority Findings

User reviews generally represent the experiences, opinions and claims of their respective authors.

Unless Finauthority expressly states otherwise, publication of a review does not mean that we independently confirm every factual allegation contained in it.

Where appropriate, Finauthority may:

• request supporting evidence;
• assess review authenticity;
• verify identity-related information;
• investigate suspicious patterns;
• request clarification;
• allow a company to respond; or
• remove content that violates our policies.

Our detailed approach is described in the User Review and Evidence Policy.

30. Evidence-Reviewed Reviews

Where a review is labeled Evidence Reviewed, this means Finauthority reviewed information that we considered relevant to evaluating the review.

This does not necessarily mean:

• every allegation was conclusively proven;
• Finauthority independently recreated every transaction;
• the company accepts the review;
• a regulator confirmed the complaint; or
• a court established the facts.

Evidence should be evaluated in its context.

31. Review Volume Does Not Automatically Establish Truth

The existence of multiple similar reviews may be relevant to analysis but does not automatically prove that every allegation is accurate.

Likewise, a large number of positive reviews does not automatically establish that a company is safe or reliable.

Review systems may be vulnerable to:

• coordinated campaigns;
• incentivized reviews;
• fake reviews;
• competitor attacks;
• employee reviews;
• review suppression;
• mass submissions; or
• other forms of manipulation.

Finauthority therefore considers review quality and supporting evidence, not simply review quantity.

32. Company Responses

Companies may be allowed to respond to:

• user reviews;
• Finauthority findings;
• regulatory information;
• profile information; or
• other relevant content.

A company response represents the company’s position.

Publication of a response does not mean that Finauthority endorses that response.

Likewise, Finauthority does not automatically remove information because a company disputes it.

Where reliable evidence establishes that information is materially inaccurate, we may correct it.

33. Right of Reply Does Not Mean Editorial Control

Companies have no automatic right to control independent Finauthority content about them.

Providing a right of reply or correction mechanism does not permit a company to:

• rewrite our independent analysis;
• suppress verified warnings;
• remove legitimate criticism;
• select which user reviews remain visible;
• demand a favorable rating; or
• purchase a different regulatory conclusion.

Our detailed procedures are described in the Corrections, Complaints and Right of Reply Policy.

34. Commercial Relationships Do Not Determine Regulatory Status

Finauthority may offer commercial services such as:

• advertising;
• sponsored visibility;
• premium profile features;
• affiliate relationships;
• business tools; or
• other commercial services.

A commercial relationship does not entitle a company to:

• a higher regulatory classification;
• a better independent rating;
• removal of official warnings;
• suppression of legitimate negative reviews;
• favorable research conclusions; or
• preferential treatment in factual disputes.

Sponsored or commercial relationships should be appropriately distinguished from independent research.

35. Affiliate Links Are Not Regulatory Endorsements

Finauthority may receive compensation through certain affiliate relationships.

Where applicable, a commercial or affiliate relationship does not mean that:

• Finauthority guarantees the company;
• the company is the best provider;
• the company is suitable for every user;
• the company’s products are risk-free; or
• regulatory risks no longer apply.

Our Advertising, Affiliate and Conflict of Interest Disclosure explains these relationships in greater detail.

36. No Guarantee of Completeness

Finauthority conducts detailed research but cannot guarantee that every relevant fact about every financial company worldwide will always be available or identified.

Information may be incomplete because:

• regulators publish different levels of information;
• databases may be unavailable;
• corporate records differ between countries;
• some ownership information is not public;
• companies may fail to disclose information;
• public documents may be outdated;
• information may exist only in local languages;
• legal proceedings may not be public; or
• relevant events may occur after our latest review.

Absence of information from a Finauthority profile should not automatically be interpreted as confirmation that no such information exists.

37. No Real-Time Guarantee

Unless expressly stated otherwise, Finauthority does not provide real-time regulatory monitoring.

Regulatory information, company details and warnings may change between scheduled reviews.

Users making time-sensitive financial decisions should check current official sources directly.

38. Historical Information

Finauthority may retain historical regulatory information where relevant to understanding a company.

For example, we may report that a company:

• previously held a license;
• previously operated under another legal entity;
• was previously subject to a warning;
• changed ownership;
• changed domain;
• changed regulatory status; or
• ceased certain operations.

Historical information should not automatically be interpreted as the company’s current regulatory status.

We aim to distinguish historical information from current information where relevant.

39. Official Sources Take Priority

Where Finauthority summarizes an official regulator’s register, warning or decision, users should consult the original source for the authoritative wording.

If there is a material discrepancy between:

• our summary; and
• the current official record,

the official record should be treated as authoritative.

Please report suspected discrepancies to:

check@finauthority.org

40. Third-Party Sources

Finauthority may also refer to credible third-party information where relevant.

Third-party sources may include:

• company registers;
• public databases;
• professional publications;
• court records;
• archived webpages;
• news reports;
• company documents; or
• other public records.

We evaluate sources according to their context and relevance but cannot guarantee the accuracy of information controlled by independent third parties.

41. Links to Financial Companies

Finauthority may provide links to company websites for informational convenience.

A link does not constitute:

• endorsement;
• authorization;
• recommendation;
• confirmation of safety; or
• a guarantee that the destination remains controlled by the same operator.

Websites and domains can change ownership or content.

Users should independently verify the identity of any financial website before providing personal information or transferring funds.

42. Links to Regulators and Official Registers

Where possible, Finauthority may provide links to official regulatory sources to make independent verification easier.

External regulator websites remain controlled by their respective authorities.

Finauthority does not guarantee:

• their availability;
• search functionality;
• completeness;
• translation;
• technical accuracy; or
• uninterrupted access.

Users should contact the relevant authority directly if they require an official determination.

43. Financial Risk

Financial products and services can involve significant risk.

Depending on the product, users may experience:

• partial or complete loss of capital;
• market volatility;
• leverage-related losses;
• counterparty risk;
• liquidity risk;
• currency risk;
• technology risk;
• fraud risk;
• insolvency risk;
• custody risk;
• operational failures; or
• regulatory changes.

The existence of a Finauthority profile does not reduce these risks.

44. Regulated Companies Can Still Fail

Regulation does not guarantee financial success or prevent every loss.

A regulated company may still:

• experience financial difficulties;
• become insolvent;
• face cyberattacks;
• make operational errors;
• become subject to enforcement;
• generate customer complaints; or
• cease operations.

Users should not interpret regulatory authorization as an absolute guarantee of safety.

45. Compensation and Protection Schemes

Some jurisdictions provide investor, depositor or customer compensation schemes.

Eligibility for such protection may depend on:

• the regulated legal entity;
• customer status;
• product type;
• amount involved;
• jurisdiction;
• nature of the loss;
• applicable limits; and
• other legal conditions.

Finauthority does not guarantee eligibility for any compensation scheme.

Users should confirm protection directly with the competent scheme or regulator.

46. No Guarantee of Fund Recovery

Finauthority does not provide fund-recovery services and does not guarantee that money lost through a financial company or suspected fraud can be recovered.

Recovery may depend on:

• payment method;
• jurisdiction;
• applicable law;
• available evidence;
• company solvency;
• law-enforcement action;
• banking procedures;
• court proceedings; or
• other circumstances.

Users should exercise particular caution toward anyone promising guaranteed recovery of lost funds.

47. Finauthority Does Not Hold Client Funds

Finauthority does not, through its research and review activities:

• accept investment deposits;
• hold trading funds;
• custody cryptocurrency;
• manage investment accounts;
• execute trades;
• process withdrawals from listed companies; or
• control funds deposited with third-party financial providers.

Questions concerning deposits, withdrawals or account balances should normally be addressed to the relevant financial provider.

48. No Client, Adviser or Fiduciary Relationship

Your use of Finauthority does not create:

• a financial-adviser relationship;
• an investment-adviser relationship;
• a broker-client relationship;
• an attorney-client relationship;
• a fiduciary relationship; or
• another professional advisory relationship

between you and Finauthority.

Researching a company through Finauthority does not make us responsible for your subsequent financial decisions.

49. International Users

Finauthority is intended for an international audience.

Information that is relevant in one jurisdiction may not apply in another.

Financial services may be:

• licensed in one country;
• prohibited in another;
• available only to certain users;
• subject to different disclosure requirements; or
• regulated differently depending on customer residence.

Users should consider the laws and regulations applicable to their own circumstances.

50. Geographic Availability Is Not Implied

The appearance of a company on Finauthority does not mean that the company is legally permitted to offer its services in your country.

Similarly, the availability of a company’s website in your location does not establish regulatory permission.

Users should independently verify geographic and regulatory eligibility.

51. Corrections and Updates

Finauthority welcomes credible corrections and updated regulatory information.

If you identify information that may be:

• outdated;
• incorrect;
• incomplete;
• associated with the wrong legal entity;
• based on a superseded regulatory record; or
• otherwise in need of review,

please contact:

Company Review & Verification: check@finauthority.org

Please provide supporting evidence or an authoritative source where possible.

52. Company Verification Requests

Companies may submit documents to support claims concerning:

• legal identity;
• ownership;
• regulatory status;
• licensing;
• authorization;
• official domain;
• company address; or
• other factual information.

Submission of documents does not guarantee that Finauthority will adopt the company’s requested classification.

Our researchers assess the information independently.

53. Independence of Research

Finauthority aims to conduct its financial-company research impartially.

Our researchers and editors are expected to distinguish between:

• verified facts;
• company claims;
• user allegations;
• regulatory findings;
• editorial assessments; and
• information that could not be confirmed.

Where uncertainty remains material, we may disclose that uncertainty rather than present an unsupported conclusion as fact.

54. No Company Can Purchase a Regulatory Conclusion

A financial company cannot pay Finauthority to:

• be classified as regulated;
• have an unverified license marked as verified;
• remove a genuine regulatory warning;
• conceal relevant public information;
• convert company-provided information into independently verified information; or
• obtain a predetermined research conclusion.

This principle applies regardless of whether the company purchases advertising, premium features or other commercial services.

55. Professional Judgment

Certain Finauthority assessments necessarily involve editorial or professional judgment.

For example, our team may assess:

• transparency;
• regulatory clarity;
• quality of disclosure;
• consistency of company information;
• seriousness of identified warning signs;
• reliability of supporting evidence; or
• overall research risk.

Such assessments should be understood as independent analytical judgments based on available information rather than official legal determinations.

56. Errors May Occur

Despite careful research, errors can occur.

Finauthority aims to correct material factual errors when they are identified and supported by reliable evidence.

The existence of a correction does not necessarily mean that the original publication was made negligently or in bad faith.

Financial-company information can be complex, fragmented and subject to rapid change.

57. No Absolute Warranty

To the extent permitted by applicable law, Finauthority does not warrant that every item of financial or regulatory information published on the Platform is:

• complete;
• error-free;
• continuously current;
• applicable to every jurisdiction; or
• suitable as the sole basis for a financial decision.

Nothing in this Disclaimer excludes obligations or liability that cannot lawfully be excluded.

58. User Responsibility

Before using a financial service, users should consider conducting independent checks appropriate to the circumstances.

These may include:

• confirming the legal entity;
• checking the official regulator;
• confirming the license number;
• checking the authorized domain;
• reading the company’s legal documents;
• understanding fees;
• reviewing withdrawal terms;
• understanding financial risks;
• checking applicable customer protections;
• assessing official warnings; and
• seeking professional advice where appropriate.

Finauthority should be used as one part of a broader due-diligence process, not as the only source of information.

59. If You Suspect a Financial Scam

If you believe you may be dealing with a fraudulent or impersonated financial company, consider taking prompt protective measures appropriate to your circumstances.

These may include contacting:

• your bank or payment provider;
• the relevant financial regulator;
• competent law-enforcement authorities;
• the relevant cryptocurrency service provider;
• an appropriately qualified legal adviser; or
• another competent authority.

Finauthority can research and document relevant company information but cannot replace the powers of regulators, banks, courts or law-enforcement agencies.

You may also submit the company for review at:

check@finauthority.org

60. Contact Finauthority

For general enquiries:

kancelar@finauthority.org

For financial-company research, regulatory concerns or requests to review a brand:

check@finauthority.org

For legal matters:

legal@finauthority.org

For privacy matters:

privacy@finauthority.org

Official postal correspondence may be sent to:

FinAuthority
Národní 135/14
Prague, Hlavní mesto Praha 110 00
Czech Republic

Website: Finauthority.org

61. Related Policies

This Financial and Regulatory Disclaimer should be read together with:

• Terms and Conditions
• Privacy Policy
• Cookie Policy
• Legal Notice
• Editorial Standards and Independence
• Research and Rating Methodology
• User Review and Evidence Policy
• Corrections, Complaints and Right of Reply Policy
• Advertising, Affiliate and Conflict of Interest Disclosure
• Company Profile and Claiming Policy
• Content Moderation and Notice-and-Action Policy
• Copyright and Intellectual Property Policy

62. Final Important Notice

Finauthority researches financial companies — it does not authorize them.

A company appearing on Finauthority is not automatically recommended by Finauthority.

A regulated company is not automatically risk-free.

An unregulated company is not automatically fraudulent.

A claimed company profile is not regulatory verification.

A user review is not automatically an established fact.

A commercial relationship does not determine our regulatory assessment.

Before transferring money, investing or opening an account with a financial company, users should independently verify the company, its legal entity and its current authorization through the relevant official financial regulator and consider obtaining qualified professional advice where appropriate.